House Democrats Introduce Bill Requiring All Insurance Plans to Cover Full Cost of COVID-19 Testing | House Committee on Education and Labor

Despite the Trump administration’s announcement that COVID-19 testing will be fully covered for all patients under the Affordable Care Act (ACA), the administration does not have the authority to enforce this requirement for a vast majority of plans. While states have taken steps to provide coverage for COVID-19, many insurers and plans have opted to only voluntarily cover these services. Without federal action, uniform coverage requirements across all health insurance payers will not exist. 

The No Cost for COVID-19 Testing Act would create a uniform, federally required standard that all insurers cover the full cost of testing. Specifically, this legislation would mandate commercial payers selling individual or group health care coverage under the Affordable Care Act, including ERISA plans and grandfathered plans, to cover all COVID-19 testing without patient cost-sharing – including copays, coinsurance, and deductibles. 

To read the bill text for the No Cost for COVID-19 Testing Act, click here[2].

The No Cost for COVID-19 Testing Act is cosponsored by Rep. Wilson (FL-24), Rep. Schrier (WA-08), Rep. DelBene (WA-01), Rep. DeGette (CO-01), Rep. Scott (VA-03), Rep. Grijalva (AZ-03), Rep. Courtney (CT-02), Rep. Sablan (MP-At-Large), Rep. Bonamici (OR-01), Rep. Jayapal (WA-07), Rep. Morelle (NY-25), Rep. McBath (GA-06), Rep. Hayes (CT-05), Rep. Shalala (FL-27), Rep. Levin (MI-09), Rep. Trone (MD-06), Rep. Stevens (MI-11), and Rep. DelSaulnier (CA-11).


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  1. ^ No Cost for COVID-19 Testing Act (
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  3. ^ Democratic Press Office (
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